We can help. The right adviser can help you maintain your current lifestyle, while making sure you can also have a great lifestyle tomorrow. Ensuring that your wealth is also protected, no matter what life throws at you, is key to your peace of mind.
A Financial plan is really a life plan that seeks to help you attain your short and long term financial objectives. Identifying these objectives will lay the foundations for your financial plan for the rest of your life.
Life happens. Your circumstances, lifestyle and even your financial goals are likely to change over time. A financial plan needs regular review and maintenance to make sure the road ahead is as smooth as possible and that you get to where you want to.
Even in situations where everything is running smoothly, regular review of you financial plan are a good idea simply to ensure that you’re still getting the most out of it as possible.
Financial advice can, and often is, complicated even though it might be a simple concept on the surface. Every person has a different scenario - different incomes, different personal balance sheets, a different family structure and different goals. This is why we treat each of our clients uniquely.
Financial advice can look at particular events, like receiving an inheritance, being made redundant, having a new family member or retiring. Also financial advice can be comprehensive and take all areas into consideration, whether there is an event or not. We look at 6 main advice areas -investment, tax, superannuation, estate planning, insurance and debt.
What you will find is that these main areas are all linked together. If you make an investment decision, this will have a taxation consequence. If you are making a change in superannuation, this may well have an investment, insurance, taxation or estate planning consequence. Your financial decisions will most likely have different consequences, even if you are not aware of them. This is why it is important to get advice.
Good financial advice will provide you with the detail about your current situation, your goals for the future, recommended strategies to get there, and the outcome of that advice.
Contact us today to arrange an initial meeting to discuss how we might be able to assist you.
This is general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this document, you should assess your own circumstances or seek advice from a financial planner and seek tax advice from a registered tax agent. Information is current at the date of issue and may change.